Our goal at Zoacres is to provide access to Housing Loans, Mortgage Loans, Personal Loans,Education loan, Car loan, at lowest interest rate. We are your financial consultants.
Zoacres’s home loan calculator helps you calculate your Home Loan Emi with ease. Zoacres’s EMI calculator for a home loan can help you make an informed decision about buying a new house.
The EMI calculator is useful in planning your cash flows for servicing your home loan. Banks & Financial institutions offers home loans with EMIs starting from ₹659 per lac and interest rates starting from 6.90%* p.a. with additional features such as flexible repayment options and top-up loan.
With a low-interest rate and long repayment tenure, Zoacres ensures a comfortable home loan EMI for clients. With reasonable EMIs, Home loan is lighter on pocket. Calculate the EMI that you will be required to pay for your home loan with our easy to understand Loan Eligibility Calculator
Home Loan EMI Calculator assists in calculation of the loan installment i.e. EMI towards your home loan. It an easy to use calculator and acts as a financial planning tool for a home buyer.
EMI stands for Equated Monthly Installment. It includes repayment of the principal amount and payment of the interest on the outstanding amount of your home loan. A longer loan tenure (for a maximum period of 30 years) helps in reducing the EMI.
Home Loan EMI calculator gives a clear understanding of the amount that needs to be paid towards the EMIs and helps make an informed decision about the outflow towards the housing loan every month. This helps estimate the loan amount that can be availed and helps in assessing the own contribution requirements and cost of the property. Therefore knowing the EMI is crucial for calculation of home loan eligibility and planning your home buying journey better.
Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects
Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc
Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners’ Association or Development Authorities settlements or privately built up homes
Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority
Expert legal and technical counselling to help you make the right home buying decision
Integrated branch network for availing and servicing the Home Loans anywhere in India
Special arrangement with AGIF for Home Loans for those employed in the Indian Army.
Tailor made home loans caters to customers of all age groups and employment category. We provide longer tenure loans of up to 30 years, telescopic repayment option, under adjustable rate option that specifically caters to younger customers to become home owners at an early stage of their life.
With our experience of providing home finance for over loan years, we are able to understand the diverse needs of our customers and fulfill their dream of owning a home .
All you need to do is input the following to arrive at your EMI:
Loan amortization is the process of reducing the debt with regular payments over the loan period. A home loan amortization schedule is a table giving the details of the repayment amount, principal and interest component.
EMI calculators give a fair understanding about the ratio of the principal amount to the interest due, based on the loan tenure and interest rates. EMI calculator also provides an amortization table elucidating the repayment schedule. Home loan calculator provides a complete break-up of the interest and principal amount.
Zoacres offers various repayment plans for maximizing home loan eligibility to suit diverse needs.
SURF offers an option where the repayment schedule is linked to the expected growth in your income. You can avail a higher amount of loan and pay lower EMIs in the initial years. Subsequently, the repayment is accelerated proportionately with the assumed increase in your income.
FLIP offers a customized solution to suit your repayment capacity which is likely to alter during the term of the loan. The loan is structured in such a way that the EMI is higher during the initial years and subsequently decreases in proportion to the income.
If you purchase an under construction property you are generally required to service only the interest on the loan amount drawn till the final disbursement of the loan and pay EMIs thereafter. In case you wish to start principal repayment immediately you may opt to tranche the loan and start paying EMIs on the cumulative amounts disbursed.
This option provides you the flexibility to increase the EMIs every year in proportion to the increase in your income which will result in you repaying the loan much faster.
With this option you get a longer repayment tenure of up to 30 years. This means an enhanced loan amount eligibility and smaller EMIs.
Estimate EMIs of your housing loan by using our feature rich EMI calculator, now!
After getting an estimate of EMI using the calculator, you can apply for a home loan online from the comfort of your living room easily with Online Home Loans
Banks also offers a facility of a pre-approved home loan even before you have identified your dream home. A pre-approved home loan is an in-principal approval for a loan given on the basis of your income, creditworthiness and financial position. Click here to know more.
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